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Charlotte Real Estate Closing Attorney

Find out how we can help you with your Charlotte real estate closing

How Can Our Charlotte Real Estate Closing Attorney Help You?

At Houston & Schantz PLLC, we understand the need for an experienced and reliable partner in Charlotte real estate transactions and negotiations. Our legal expertise covers all aspects of real estate transactions ranging from preliminary listing to post-closing transactions. Our dedicated real estate closing attorneys, Charlotte can handle:

  • Title Policies and Examinations
  • Contract Negotiations
  • Real Estate Closings
  • Drafting
  • Residential and Commercial Transactions

In real estate closings or litigation, we represent sellers, buyers, or lenders in all aspects of drafting documents (deeds, promissory notes, security agreements), certification of title, merges and acquisitions, the recording of documents in deed records, deed preparation,  obtaining title, overseeing right amount of payments to the appropriate parties, preparing HUD documentation, reviewing loan documentation, and  closing protection letter.

For residential transactions in Charlotte, we can handle Charlotte real estate closings, sale and purchase agreements, leases, title issues, leases, and other matters. Our priority is to ensure that your real estate transaction goes according to the plan. You are our first priority! As your Charlotte real estate closing attorney, we will also expertly guide you through your transaction from the beginning to the end.

We have been handling commercial transactions, handling everything from listing to closing for over 30 years. We’ve represented sellers, buyers, developers, lenders, and tenants in Charlotte real estate closings.

Our team of Charlotte real estate closing attorneys is waiting to help you ensure your transaction goes smoothly. Furthermore, we offer post-closing services – from updating recording deeds and titles to disbursement of funds, handling payments for seller’s attorneys and existing mortgages, and payment of taxes. At Houston & Schantz PLLC, we have the expertise and experience to guide your Charlotte real estate transaction through any procedure to the completion.

Charlotte Real Estate Closing Attorney

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What Is A Real Estate Closing?

Closing, also known as settlement or completion, refers to the final stage in executing a Charlotte real estate contract or transaction.

Both the seller and buyer set the closing date during the negotiation phase. It’s usually many weeks after the seller has formally accepted the offer or both parties have reached an agreement.

The seller transfers the ownership of the property to the buyer on the closing date. In many jurisdictions, the seller officially transfers ownership when he or she delivers the deed to the buyer.

The lenders offering a mortgage loan will often need title service, including title search and land survey, appraisal, title insurance, and Charlotte real estate closing attorneys to be involved.

Buyers and sellers should protect their interests and rights when dealing with the Charlotte real estate transactions. To avoid mistakes, you should hire our knowledgeable Charlotte real estate closing attorney to handle any real estate investment properly.

Houston & Schantz PLLC can navigate the entire legal process of Charlotte real estate closings for you and take charge of time-consuming and legal tasks. Our legal team will help you with all documents, proceedings, and closing transactions.

Our Charlotte real estate closing attorneys are always prepared to handle any of the possible consequences that may arise during the legal process of the closings. We’ll work with you closely to help you understand the entire procedure of real estate closing.

In North Carolina, a real estate closing lawyer must handle real estate closings. You can find adequate help regarding any aspect of Charlotte real estate closings at Houston & Schantz PLLC.

Why you need an experience Charlotte closing attorney

What Is Involved In Charlotte Real Estate Closing?

Many things happen during real estate closing, Charlotte:

  1. The delivery of the check – The buyer and/or his/her lender should deliver a cheque (wire transfer or a cashier’s check often in the US) for the balance owed on the purchase price.
  2. The signing of the deed – The seller needs to sign the deed over to the buyer and gives it to him or her. The office of the recorder that would record the deed usually requires a notarized signature of the seller. If applicable, you need to record the mortgage as well. Since North Carolina uses Torrens title system, you will have to lodge the transfer instrument with the relevant Charlotte Registrar.
  3. Delivery of ownership – The seller usually gives the buyer keys for any apartment or buildings as a way of delivering ownership to him or her. The delivery of ownership happens at the closing unless otherwise stated in the Charlotte real estate contract.
  4. Registration of the new deed – The title company, notary, buyer, or Charlotte real estate closing attorney will register the new deed with the recorder’s office or land registry office. A statement or declaration by the seller or buyer regarding purchase price may be filed with the government. Recorder’s fee and conveyancing taxes will often need to be paid. They’re part of the Charlotte real estate closing costs.
  5. Receiving payment – The seller receives the bank transfer or a check for the proceeds of the sale, less mortgage payouts and closing costs. From the funds allocated for closing costs, prepayments for real estate insurance and taxes may be required, and the fees that other parties such as Charlotte real estate closing lawyers, title companies, and real estate brokers/agents charge may be paid.

Closing escrow may occur in some cases. In this process, the title company or any other trusted party will hold the signed deed and the money while arranging for the transfer.

It mainly ensures that the seller surrenders ownership of the property and the buyer can hand over payment without having to be present at the Charlotte real estate closing at the same time.

Escrow ensures an orderly transaction or an orderly termination of the agreement if something goes wrong. In other cases, a process known as settlement takes place on a specified date and time.

All parties (usually including agents) meet at a settlement company, and a Charlotte real estate closing attorney or settlement agents presides over or supervises the process. At that time, the settlement agent facilitates smooth disbursement of all funds listed on the settlement statement (in the form of wired or certified funds).

The property conveyance takes place, and the settlement company then records the deed. A reference to completion of real estate transaction is in effect the same as closing. In fact, it takes its name from the contract to show a change of ownership having been completed once the buyer pays the balance owed on the purchase price and the seller transfers the title to the buyer.

At Houston & Schantz PLLC, we have trustworthy and dedicated Charlotte real estate closing attorneys who are ready to help you in your real estate closing. We’ll work in a timely and cost-effective manner to ensure all closings avoid delays. Let’s handle your real estate closing, and we guarantee you that you’ll have peace of mind during your investment. Call (980) 299-0121 to schedule a consultation with our Charlotte real estate closing attorneys.

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Charlotte Real Estate Closing Attorney